Unlocking New Horizons
Experience a breakthrough in payment performance with Intelligent Acceptance. Our cutting-edge solution combines the power of advanced AI, global network data, and deep payment expertise to boost your conversion rates and unveil untapped revenue streams.
Achieving End-to-End Excellence

Optimizing Every Aspect of Payment Processing

Calibrate each payment for success through comprehensive optimizations spanning payment messaging, routing, and retries. Leverage Network Tokens, 3DS, and the latest payment innovations to yield exceptional results.

Tailored to Your Business Goals

Flexibility at Your Fingertips

Customize your payment performance to align with your unique business objectives. Whether you prioritize cost control, conversion rates, or compliance, Intelligent Acceptance can be tailored to meet your specific needs across one, some, or all of your Checkout.com products.

Continuous Innovation

Empowered by Experimentation

Benefit from tried and tested optimizations driven by AI. Our multivariate testing continuously experiments across known and emerging mandates, regulations, scheme preferences, and issuer behaviors, ensuring you never miss out on growth opportunities.

Seamless Implementation, Immediate Impact

Get Started with Ease

No additional integration, operational overheads, or extra work required. Intelligent Acceptance comes ready to use out-of-the-box, instantly elevating your payment performance to unprecedented levels.

End-to-End Optimization

Enhancing Every Step of the Payment Journey

Payments can fail for various reasons, but Intelligent Acceptance ensures real-time optimization across payment messaging, routing, and retries. It incorporates new payment innovations to maximize the likelihood of successful transactions.

Optimized Messaging

Precision in Every Transaction

Intelligent Acceptance automatically formats, amends, adds, or removes SCA, ISO data, and more to ensure your payments align with scheme and issuer preferences, improving your acceptance rates.

Dynamic Routing

Efficiency Through Dynamic Choices

Dynamically route transactions across debit, local, or global payment networks based on your business goals, predicted conversion rates, and transaction profiles, optimizing your routing strategy.

Built-in Retries

Overcoming Common Challenges

Built-in retry logic conquers common errors such as outdated card information, insufficient funds, SCA soft declines, PAN or Network Token preferences, and technical issues, ensuring smoother transactions.

Risk Scoring Inclusion

Reducing False Declines

Intelligent Acceptance shares risk score data from our Fraud Detection product with issuers, reducing false declines and assisting with payment acceptance decisions.

Let's Elevate Your Payment Processing Together

Intelligent Acceptance can transform your payment landscape and unlock new possibilities for your business.